Oak Road

Insights

The Hidden Cost of DIY Investing

Doing your own investing has never been easier. The tools are accessible. The online resources are endless. But there’s one cost that often gets ignored: peace of mind. When markets are calm and rising, it’s easy to feel in control.

Set Your Child Up for Success: The Power of a Roth IRA

Parents are known for investing in their kids’ futures: encouraging good habits, instilling values and skills, and helping them go through life on a path better than their own. But one item often gets overlooked: your children’s retirement.

Instilling Financial Values in Your Family

Over the next two decades, more than 84 trillion dollars will change hands in what has become known as the “great wealth transfer. More than $72 trillion of that will pass from older generations to their heirs, while nearly $12 trillion will be donated to charities.

Teaching Children About Money

Most parents can relate to the challenges of teaching their children about money—whether it’s explaining the difference between wants and needs, encouraging them to save, or helping them understand the value of a dollar.

Holding Too Much Cash Could Cost You More Than You Think

Over time, cash loses purchasing power—about 56% over the past 30 years due to inflation.

The Silent Thief: How to Stay Protected from Inflation

As a financial planner, I know that there are many risks threatening a retiree’s nest egg. But if you ask me what the most underestimated threat to a secure retirement is, my answer might surprise you.

5 Financial Misconceptions About Retirement

Planning for retirement is often seen as a straightforward task, but misconceptions can undermine even the best intentions. These myths, if left unchecked, can result in financial shortfalls or a less enjoyable retirement.

What Is Asset Location?

When it comes to your portfolio, asset allocation (the mix of stocks and bonds you have) is probably the first thing that comes to your mind. But just as important as asset allocation is a different strategy that helps you keep more of your money: asset location.

Image with text overlay in a green banner that reads "WHO CANNOT DO A BACKDOOR ROTH IRA?". Below the text are large silver three-dimensional letters spelling "ROTH IRA" on a dark wood grain table. The table is scattered with multiple US $100 bills. In the

Who Cannot Do a Backdoor Roth IRA? (2026 Rules & Restrictions)

High income doesn't stop you, but these 3 "tax traps" will. Discover if the Pro-Rata rule, income types, or 2026 IRS changes officially block your Backdoor Roth conversion.