Oak Road

Insights

Medicare cards and dollar bills illustrating how Medicare checks your income every year through IRMAA surcharges

Does Medicare Check Your Income Every Year?

Yes — Medicare checks your income every year to determine if you owe an IRMAA surcharge. Learn how it works, the 2026 thresholds, and how to control it in retirement.

Medicare clipboard showing Part A hospital coverage, Part B medical coverage, Part C Medicare Advantage, and Part D prescription drugs, with a stethoscope

Can I Drop My Medicare Advantage Plan and Go Back to Original Medicare?

Wondering if you can drop your Medicare Advantage plan and switch back to Original Medicare? Yes — but timing and health status matter. Oak Road Wealth Management in Lee's Summit, MO explains exactly how.

Typewriter with the word "Premium" typed on paper — illustrating Medicare premium costs for wealthy retirees

Do Wealthy People Pay More for Medicare?

Do wealthy people pay more for Medicare? Learn how IRMAA surcharges raise premiums for high earners — and why a Roth IRA can mean lower Medicare costs, even with millions saved. Oak Road Wealth Management, Lee's Summit, MO.

Medicare Part A and Part B checklist on clipboard with stethoscope — Oak Road Wealth Management

How Much Does Medicare Cost Me Monthly?

Wondering how much Medicare costs per month in 2026? Oak Road Wealth Management walks through Part A, Part B, and Part D premiums, deductibles, and IRMAA surcharges — so you can plan with confidence.

Accepting market cycles and focusing on the process

It would be an understatement to say that there’s a lot going on in the world right now, perhaps more than ever. We live in a drastically different political landscape than we did mere months ago. The world’s geopolitical landscape is changing quickly, and is as complex as ever.

Does Your Financial Advisor Really Have Your Best Interests In Mind?

You’re probably thinking, well, of course they do! Investment Advisor Representatives (IARs) vs. Financial professionals use a lot of different titles, and it can be really confusing (this is partially on purpose).