Oak Road

Insights

Are Backdoor Roth IRAs Still Legal?

Are Backdoor Roth IRAs still legal in 2026? YES. Learn the new $7,500 limits, SECURE 2.0 catch-up rules, and tax-saving strategies used by high income earners.

A balanced wooden scale compares blocks labeled 'MERIT' on the left with blocks labeled 'DEMERIT' on the right. A green banner above asks 'What Are the Disadvantages of a Backdoor Roth?', illustrating a financial risk-reward assessment for high earners.

What Are the Disadvantages of a Backdoor Roth?

High earners use the backdoor Roth for tax-free growth, but the Pro-Rata Rule can be a costly trap. Discover the disadvantages you must avoid this year.

Couple meeting with a financial advisor to discuss the average cost of financial planning services — Oak Road Wealth Management, Lee's Summit MO

What Is the Average Cost of Using a Financial Advisor?

Is 1% worth it? Learn what financial advisors actually charge — and what you should be getting for it. Oak Road Wealth Management breaks it all down.

What Is a Red Flag for a Financial Advisor?

Your financial advisor could be costing you thousands — and you'd never know it. Learn the red flags that expose bad advisors before it's too late.

Can I contribute to a Roth IRA if I make over $200,000?

If you earn over $200,000, the IRS may say "no" to direct Roth IRA contributions—but we say "yes." Discover the 2026 Backdoor Roth strategy at Oak Road Wealth Management in Lee's Summit. Learn the rules before you over-contribute!

Infographic showing a diagram of an IRA to Roth conversion with a red pencil circling 'ROTH' and text overlay asking, 'Do you pay tax twice on a backdoor Roth?'

Do You Pay Tax Twice on A Backdoor Roth?

Stop paying the IRS twice! Most high earners trigger a double tax on their Backdoor Roth by missing one critical form. Learn how to protect your wealth now.