Oak Road

Insights

Can I contribute to a Roth IRA if I make over $200,000?

If you earn over $200,000, the IRS may say "no" to direct Roth IRA contributions—but we say "yes." Discover the 2026 Backdoor Roth strategy at Oak Road Wealth Management in Lee's Summit. Learn the rules before you over-contribute!

Infographic showing a diagram of an IRA to Roth conversion with a red pencil circling 'ROTH' and text overlay asking, 'Do you pay tax twice on a backdoor Roth?'

Do You Pay Tax Twice on A Backdoor Roth?

Stop paying the IRS twice! Most high earners trigger a double tax on their Backdoor Roth by missing one critical form. Learn how to protect your wealth now.