Oak Road

Insights

Yellow 'Retirement Ahead' road sign in a rural field, symbolizing the decision of when to claim Social Security at 62, 67, or 70

Is It Better to Take Social Security at 62 or 67 or 70?

Is it better to take Social Security at 62 or 67 or 70? The honest answer: it depends. See the real trade-offs, break-even math, and how delaying can fit a Roth conversion strategy.

What Will Be the Social Security Increase in 2026?

What will be the Social Security increase in 2026? It's 2.8%. See the exact dollar impact, how COLA fights inflation, and why retirees still need stocks.

Roth IRA and 401(k) retirement account paperwork with a calculator and question mark note, representing the question: how can I avoid paying taxes on my retirement account

How Can I Avoid Paying Taxes on My Retirement Account?

Trying to avoid taxes on your retirement account? Learn why the real goal is lower lifetime taxes — through Roth conversions, QCDs, and smart capital gains planning.

A ceramic jar labeled "Retirement Fund" surrounded by coins, dollar bills, and dice — illustrating the uncertainty and planning involved in retirement savings.

How Much Do I Need to Retire?

Wondering how much you need to retire? The real answer depends on what you plan to spend — not a magic number. Here's how to think about it clearly.

Two professionals meeting at a desk for a free financial advisor consultation in Lee's Summit, Missouri

Can You Speak to a Financial Advisor for Free?

Most financial advisors offer a free consultation — and so do we. Learn what to expect, what to ask, and how to get started with Oak Road Wealth Management in Lee's Summit, MO.

A $10 bill representing the importance of financial planning — Oak Road Wealth Management, fee-only fiduciary advisors in Lee's Summit, Missouri

Is $500,000 Enough to Work With a Financial Advisor?

At $500,000, the wrong moves are expensive. Oak Road Wealth Management helps you build a tax-efficient retirement plan — with no commissions and no conflicts of interest.

Why parents, not grandparents, should own 529 savings plans!

Learn why parents — not grandparents — should own 529 college savings plans and how ownership affects financial aid eligibility through the FAFSA and EFC calculation.

What’s Really Killing Your Credit Score?

Your credit score is more than a number; it’s a reflection of your financial health. Learn what impacts your score and how to improve it.

5 Questions You Must Ask Your Financial Advisor (To See If They Are A Fiduciary)

Choosing a financial planner is an important decision. Learn to know if you are working with an advisor held to the fiduciary standard.