Oak Road

Insights

What Shouldn’t You Put in a Trust?

Your trust won't protect everything—and putting the wrong assets in could trigger a massive tax bill. Find out what to keep out, including IRAs and retirement accounts.

A well-lit suburban home at dusk representing estate planning and transferring a house to your children.

What Is the Best Way to Leave Your House to Your Children?

Your home. Your biggest asset. Don't let the wrong plan cost your kids thousands. Here's exactly how to transfer it the right way.

What are the Disadvantages of a QCD?

For many retirees, the Qualified Charitable Distribution (QCD) feels like a “tax cheat code.” It allows

What are Common QCD Mistakes to Avoid?

Qualified Charitable Distributions (QCDs) are a powerful tool for retirees in Lee’s Summit to support

What Qualifies as a Qualified Charitable Distribution?

Stop paying taxes on your RMD. Discover exactly what qualifies as a qualified charitable distribution in 2026. See how to use the new $111,000 limit to donate tax-free. Don't overpay the IRS—read the rules now.

Overhead photograph of a tax planning desk set with a 2021 Form 1040, glasses, wooden blocks spelling "TAX", a vintage orange alarm clock, and a stack of money. A green overlay box asks: "HOW DOES THE IRS KNOW YOU MADE A QCD?". Includes the Oak Road Wealth

How does the IRS know you made a QCD?

How does the IRS know you made a QCD? Avoid a surprise tax bill with our 2026 guide to reporting gifts on Form 1040. Learn why the new "Code Y" might be missing from your 1099-R and how to prove your gift is tax-free.

Detailed photograph of a stack of office folders and a calculator on a desk. The spine of a blue folder clearly displays the word 'TAX'. Overlaid in a green banner is the text: 'Is it better to take a Qualified Charitable Distribution (QCD) or a charitable

Is it Better to Take a QCD or a Charitable Deduction?

Is it better to take a QCD or a charitable deduction? Discover the $111k tax-saving strategy for 2026 with Oak Road Wealth Management in Lee's Summit. Save more today!