Work with a virtual financial advisor from anywhere in the U.S. See how Oak Road's fee-only fiduciaries plan, invest, and meet with you by video.
Working with a virtual financial advisor at Oak Road Wealth Management takes four simple steps, all online. You start with a 20-minute introductory call. We gather your information through a digital fact finder. You open and transfer accounts at Charles Schwab and sign everything electronically. Then we meet by video each year to keep your retirement plan on track. You never have to visit our office, no matter where you live.
Oak Road Wealth Management is a fee-only fiduciary financial planning firm based in Lee's Summit, Missouri. We serve clients nationally, and we want you to feel confident about your retirement plan wherever you are.
A virtual financial advisor is a financial planner who works with you through phone calls, video conferences, secure online tools, and electronic signatures instead of in-person meetings. The advice, planning, and investment management are the same as in a traditional office. Only the delivery changes.
At Oak Road, virtual clients get the same fiduciary standard as clients who live nearby. Fee-only means we are paid by our clients, not by commissions on products we sell. Fiduciary means we are obligated to act in your best interest.
Every relationship starts with a complimentary 20-minute introductory call. We hold it by phone or video conference, whichever you prefer.
The call has one purpose: to find out whether working together makes sense for both of us. We learn about your goals, your questions, and what you want from an advisor. You learn how we work, what we charge, and which service fits you best. There is no pressure and no obligation.
You don't need to prepare anything. It helps to think about what prompted you to look for an advisor, such as an upcoming retirement, a large decision, or a need for a second opinion. We take it from there.
You can use all of our core services online. Each one is available by phone or video from anywhere in the country.
You can see the full details on our How We Help page.
Becoming a Wealth Management client takes four steps, and you can complete all of them from home. Here is how the process works.
You complete our online fact finder. This secure tool collects information about your income, savings, investments, retirement benefits, and goals. It replaces the stack of paper forms and gives us what we need to build your plan.
We open and transfer your accounts digitally at Charles Schwab, our custodian. A custodian is the independent firm that holds your investments. Because Schwab holds your assets, you can log in and see your accounts at any time.
Yes. You sign all required paperwork electronically. Most clients finish this step in a short time once their information is ready.
We hold your first planning meeting by video conference, then meet again each year. Between meetings, we monitor and rebalance your portfolio and are available when life changes.
Yearly planning meetings are scheduled video conferences where we review your plan, your investments, and any changes in your life. You join from a computer, tablet, or phone with a link we send you. We can share our screen so you can see projections, scenarios, and portfolio details as we talk.
A typical annual meeting covers:
Virtual financial planning works as well as in-person planning for most people. The quality of advice depends on the advisor's expertise, process, and communication, not on the room you are sitting in. Video meetings also remove travel, make scheduling easier, and let spouses or family members join from different locations.
If you prefer an in-person meeting and live near Lee's Summit, we can often arrange one for certain services.
A virtual financial advisor works well for people who are comfortable with basic technology and want flexibility. This often includes:
The first step is a conversation. Book a complimentary 20-minute introductory call and we'll talk about your goals and the best way to help. Distance doesn't matter. We want you to feel confident about your retirement plan.
No. Oak Road is based in Lee's Summit, Missouri, and serves clients nationally. We work with clients by phone and video conference.
Fees are the same whether you meet virtually or in person. Wealth Management has a $5,000 minimum annual fee and is tiered by assets. One-Time Financial Planning costs $2,500. Hourly Advice is $500 per hour. See our How We Help page for details.
A fee-only fiduciary financial planner is paid directly by clients and not through commissions on products. A fiduciary must act in the client's best interest. Oak Road is both.
Wealth Management is best for clients with $500,000 or more. The minimum annual fee is $5,000, which is automatically met at $500,000 in assets under our direct management.
It starts with a 20-minute introductory call. If we decide to work together, you complete the fact finder, open and transfer accounts at Schwab, and sign electronically. The timing depends on how quickly you gather your information and how long your account transfers take.
No. All paperwork is signed electronically.
Wealth Management clients hold a first planning meeting by video conference, followed by a planning meeting every year. We're also available between meetings as questions come up.
Yes. One-Time Financial Planning and Hourly Advice are available.
Written by Andrew Matz, Financial Planner at Oak Road Wealth Management.
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