Insights & Financial News | Oak Road Journal

Insights

Can You Retire with Confidence?

Many working people, even some who have accumulated $1 million+, lack the confidence they need to plan to retire. In fact, 38% of Americans don’t feel confident that they are saving enough to retire comfortably, according to a study conducted by Capital One Investing.

Employee Stock Plans: How Much is Too Much?

You work for a company you’re really proud of. And the company is doing REALLY well!

Oak Road Featured in US News and World Report

We were happy to contribute to a recent US News and World Report, Simplify Your Portfolio Without Sacrificing Returns. Where a portfolio’s investments are concerned, less is probably more.

Who really benefits from complex financial products?

Creators of financial products like variable annuities, structured products, market-neutral, smart beta or principal protection funds etc. Sophistication gives you an edge over other ‘less-informed’ investors.

Does Conflict-Free Financial Advice Exist?

One of the many goals of the Department of Labor’s new Fiduciary Rule is to attempt to give investors access to conflict-free financial advice — a noble goal. After all, shouldn’t we expect to receive conflict-free advice all the time?

Changing jobs? Here’s what to do with your old 401k

Changing jobs can be exciting, stressful and sometimes unexpected. And with the change you’ll have a lot to think about. What is the new work environment going to be like? You’ll be forming new work relationships, you might have new travel expectations, you’ll need to sign up for benefits, etc.

Your 401k Plan Might Cost Way More Than You Think!

Your 401k Plan Might Cost Way More Than You Think! I know how busy you are. Digging into the details of your company’s 401k plan probably isn’t at the top of your list, and I get it.

Does Your Financial Advisor Really Have Your Best Interests In Mind?

You’re probably thinking, well, of course they do! Investment Advisor Representatives (IARs) vs. Financial professionals use a lot of different titles, and it can be really confusing (this is partially on purpose).

Hey Real Estate Agents, You Need Your Own Retirement Plan!

According to the Congressional Research Service, only about half of full-time employees at small companies have access to a retirement plan—and even fewer part-time and 1099 workers do.