Insights & Financial News | Oak Road Journal

Insights

What is goals based financial planning?

Many small business, part-time, and 1099 workers lack access to retirement plans.

Why it’s Important to Have an Investing Process

Clients are asking about market volatility and how it may affect their money. While uncertainty is high, it’s always part of the market.

Goals Based Financial Planning

So, you want to retire? Having a plan—and knowing when you’re truly ready—is key.

Hey Real Estate Agents, You Need Your Own Retirement Plan!

According to the Congressional Research Service, only about half of full-time employees at small companies have access to a retirement plan—and even fewer part-time and 1099 workers do.

Does Your Financial Advisor Really Have Your Best Interests In Mind?

You’re probably thinking, well, of course they do! Investment Advisor Representatives (IARs) vs. Financial professionals use a lot of different titles, and it can be really confusing (this is partially on purpose).

Your 401k Plan Might Cost Way More Than You Think!

Your 401k Plan Might Cost Way More Than You Think! I know how busy you are. Digging into the details of your company’s 401k plan probably isn’t at the top of your list, and I get it.

Changing jobs? Here’s what to do with your old 401k

Changing jobs can be exciting, stressful and sometimes unexpected. And with the change you’ll have a lot to think about. What is the new work environment going to be like? You’ll be forming new work relationships, you might have new travel expectations, you’ll need to sign up for benefits, etc.

Does Conflict-Free Financial Advice Exist?

One of the many goals of the Department of Labor’s new Fiduciary Rule is to attempt to give investors access to conflict-free financial advice — a noble goal. After all, shouldn’t we expect to receive conflict-free advice all the time?

Who really benefits from complex financial products?

Creators of financial products like variable annuities, structured products, market-neutral, smart beta or principal protection funds etc. Sophistication gives you an edge over other ‘less-informed’ investors.

How Does a 401(k) Rollover Work?

Is It Better to Withdraw or Roll Over a 401(k)?

Can I Roll My 401(k) Into an IRA Without Penalty?

What are Common QCD Mistakes to Avoid?

What Are the Disadvantages of a 401(k) Rollover?

How Long Do I Have to Roll Over My 401(k) After Leaving a Job?

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