Insights & Financial News | Oak Road Journal

Insights

What are the Disadvantages of a QCD?

For many retirees, the Qualified Charitable Distribution (QCD) feels like a “tax cheat code.” It allows

What are Common QCD Mistakes to Avoid?

Qualified Charitable Distributions (QCDs) are a powerful tool for retirees in Lee’s Summit to support

What Qualifies as a Qualified Charitable Distribution?

Stop paying taxes on your RMD. Discover exactly what qualifies as a qualified charitable distribution in 2026. See how to use the new $111,000 limit to donate tax-free. Don't overpay the IRS—read the rules now.

Overhead photograph of a tax planning desk set with a 2021 Form 1040, glasses, wooden blocks spelling "TAX", a vintage orange alarm clock, and a stack of money. A green overlay box asks: "HOW DOES THE IRS KNOW YOU MADE A QCD?". Includes the Oak Road Wealth

How does the IRS know you made a QCD?

How does the IRS know you made a QCD? Avoid a surprise tax bill with our 2026 guide to reporting gifts on Form 1040. Learn why the new "Code Y" might be missing from your 1099-R and how to prove your gift is tax-free.

Detailed photograph of a stack of office folders and a calculator on a desk. The spine of a blue folder clearly displays the word 'TAX'. Overlaid in a green banner is the text: 'Is it better to take a Qualified Charitable Distribution (QCD) or a charitable

Is it Better to Take a QCD or a Charitable Deduction?

Is it better to take a QCD or a charitable deduction? Discover the $111k tax-saving strategy for 2026 with Oak Road Wealth Management in Lee's Summit. Save more today!

Infographic showing a diagram of an IRA to Roth conversion with a red pencil circling 'ROTH' and text overlay asking, 'Do you pay tax twice on a backdoor Roth?'

Do You Pay Tax Twice on A Backdoor Roth?

Stop paying the IRS twice! Most high earners trigger a double tax on their Backdoor Roth by missing one critical form. Learn how to protect your wealth now.

A notebook with "401k Rollover" written on a black page, accompanied by a calculator and cash, illustrating the question: "How does a 401k rollover work?" by Oak Road Wealth Management.

How Does a 401(k) Rollover Work?

How does a 401k rollover work? Avoid the 20% tax trap and 10% penalties with our fiduciary guide. Move your retirement savings safely and gain total control today.

Is It Better to Withdraw or Roll Over a 401(k)?

Deciding between a 401(k) withdrawal or rollover? Learn the hidden costs of cashing out, the power of the "boring premium," and how to maximize your retirement growth in Lee’s Summit.

What Are the Disadvantages of a 401(k) Rollover?

Before you move your retirement funds, read this. Discover the hidden disadvantages of 401(k) rollover, including lost ERISA protection and the Rule of 55.